Cash loan offers
mBank is undoubtedly one of the better known universal banks that we have in Poland. It was founded in 1986 as the Bank for Development and Export. In terms of asset value, the bank ranks fourth in Poland. He deals with investment and retail banking as well as has interesting solutions for SMEs and corporations.
He also provides private banking services
It is a bank that can be found on the Warsaw Stock Exchange since 1992. Nearly 70% of the bank’s shares belong to Commerzbank. The rest belongs to many other different investors, including Poles. The bank’s offer includes a cash loan with a nominal interest rate of 8.99%. We pay the bank a commission of 12.99% for the loan.
The available loan amount is from PLN 1,000 to PLN 150,000. Our loan can be repaid in installments. The maximum loan term here is 84 months. Taking an amount of PLN 1,000 under the cash loan at mBank for the loan repayment period of 12 months, the APRC will be at the level of 38.04%. Each of our twelve installments will be less than 99 zlotys. The loan will cost us PLN 186, of which the sum of interest repaid will be PLN 56.
The bank does not charge nominal interest for loans up to one year
In the case of a cash loan in the amount of over PLN 50,000, mBank does not require the borrower to provide an income certificate. The money can reach the borrower’s account in several minutes. The commitment can be repaid ahead of time as well as you can try to negotiate the interest rate on our commitment.
Deutsche Bank is an international bank that operates around the world. It employs over one hundred thousand employees. The bank’s head office is located in Frankfurt am Main. Currently, the bank’s CEO is John Cryan. Deutsche Bank is divided into three organizational groups. The first department deals with business support. The task of the second department is to deal with natural persons.
The third department of Deutsche Bank deals with investment activities. In Poland, it operates under the name Deutsche Bank Polska SA. One of the most interesting offers of Deutsche Bank is db Cash Loan. It bears interest at 6.9% per annum, and the commission for granting it is 10.5% of the amount granted to the borrower.
The loan interest rate can be negotiated with the bank
The amount we can borrow is a minimum of PLN 1,000 and a maximum of PLN 200,000, thanks to which each borrower can find the amount he needs. The loan can be spread over a maximum loan period of 120 months. With a loan for a minimum of 1,000 PLN, which we will pay back throughout the year, the APRC will be over 29%.
Our bank will divide us into twelve equal installments, each of which will be PLN 95.56. We will repay PLN 41.73 as interest. The entire loan will cost us PLN 147. Compared to other offers from other banks, db cash credit is very popular among customers. It is debt for any purpose with a minimum number of formalities. The bank guarantees that the credit decision will be really quick. You can also choose to consolidate with other debts. You will need a statement of earnings to redeem the offer. The commitment itself can be repaid ahead of time by prior arrangement with the bank.